Zai Technologies LLC Privacy Policy

I. Information We Collect

Information we receive from you on applications or other forms, including your name, address, Social Security number, date of birth, financial situation, investment objectives, risk tolerance, and other information necessary to provide investment advice.

Information about your transactions with us or others, including account balances, transaction history, and other financial information related to the advisory services we provide.

Information from your interactive website usage, including data related to your interactions with www.talktozai.com, which is used to deliver personalized investment advice and improve our services.

II. How We Use Your Information

We use your nonpublic personal information to provide investment advisory services, wealth management guidance, financial planning, and insurance and financial protection planning considerations through our interactive website.

We also use your information to process transactions, maintain accounts, communicate with you, comply with legal and regulatory requirements, protect against fraud and unauthorized transactions, and improve our services, algorithms, and website functionality.

III. Information We Disclose

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.

Permitted disclosures may include sharing information with service providers, custodians, payment processors, regulators, courts, law enforcement, or other parties when required to service your account, comply with law, protect against fraud, or when you provide explicit consent.

We will not sell your nonpublic personal information to any third parties.

IV. Confidentiality and Security

We restrict access to your nonpublic personal information to employees and service providers who need to know that information to provide products or services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal standards, including secure servers, encryption, network protections, access controls, authentication procedures, regular security assessments, vulnerability testing, incident response processes, and employee privacy training.

V. Your Right to Opt-Out

Federal law gives you the right to limit some but not all sharing of your personal information. Federal law also requires us to tell you how we collect, share, and protect your personal information.

We do not share your information with non-affiliated third parties for their own marketing purposes. As a result, there is no need for you to opt out of such sharing.

If our information-sharing practices change in a way that would give you additional opt-out rights, we will provide a revised notice describing those rights and how to exercise them.

VI. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the Last Updated date below. We encourage you to review this Privacy Policy periodically.