Investment-advisory services are available only after a client activates Zai Advisory and accepts the current Investment Advisory Agreement. Other tools, research, calculations, and AI-generated explanations are educational and are not personalized investment advice unless Zai expressly identifies and records them as an advisory recommendation.
Investing involves risk, including possible loss of principal. No allocation, projection, planning return, stress example, or other output is a guarantee of performance or a maximum-loss estimate. Past or hypothetical results do not predict future results.
Zai does not execute trades, move money, take custody of client assets, or continuously monitor accounts unless a written agreement expressly states otherwise. Connected-account, market, and third-party data may be delayed, incomplete, or inaccurate; review current custodian records before acting.
Zai does not provide legal, tax, accounting, or insurance advice. Registration as an investment adviser does not imply a particular level of skill or training or endorsement by a regulator. Nothing on this site limits any fiduciary duty, legal obligation, or client right that cannot lawfully be waived.